Get a Quick decision
in an hour


Buy your car
from any garage


NO.1 in UK for
Car Finance

bike yamaha

We find car finance even if you have a poor credit rating

If you’ve been refused a car loan in the past or just want to find the best finance deal available, we can definitely help – as we’ve helped many satisfied customers before!

Apply Now


Got a very good deal, thanks guys
Got a very good deal, thanks guys


Great customer services and low prices
Great customer services and low prices


Excellent site, gave me the best finance deals
Excellent site, gave me the best finance deals


Superb service – saved me time and money
Superb service – saved me time and money

Buy the car that you really want

With our help you can afford to buy the car you really want to drive without having to compromise on a cheaper model. Apply right now and you could be driving your dream car sooner than you thought possible!

Simple to apply, quick to get an answer

At CarsFinance, you only need to complete a single online form once and we’ll get to work, saving you time and money!


We can call you back

Fields marked with an * are required

Need some help?

We’re here to help so please don’t hesitate to get in touch. You can speak to one of the team between 8.30am and 7pm, Monday to Thursday, from 8.30 to 5.30pm on Friday, and from 9am to 4.30pm on Saturdays.

Harley Davidson

Car finance

As the country’s number one car finance comparison site, we’ll help you to find the most competitive car finance deal available in the UK today. That’s no idle boast. We’ve already helped thousands of happy customers find the kind of car loan that is tailored to their requirements and allows them to spread the repayment costs in a way that suits their pocket. Just tell us how much you want to borrow to finance the purchase of a new or quality used car and we’ll get to work on your behalf. We’ll leverage our network of best lenders to compare and source a car finance deal that is right for you, based on the information you provide.

Why waste time making multiple applications or browsing dozens of sites for car finance when we can do all the hard work for you? We’ve simplified our online process so you only have to fill in one form to gain access to a selection of the leading lenders in the UK. You’ll be asked a few straightforward questions and completing the form should only take a few minutes. If you need some help with your application or would prefer to speak to one of the team by phone, please request a call back and we’ll be in touch. Either way, once you submit your form, you can expect to receive your free, no obligation quote for car finance in less than an hour! And even if you’ve been turned down for car finance before, you should still apply, as we work with lenders who consider all applications fairly. They want to say ‘yes’ – and so do we.

Do you need car finance?

For some customers the best way to buy a new car is by paying the whole amount upfront and owning their vehicle outright, but many – if not most – buyers choose to spread the cost of their vehicle over a manageable period, which is typically anything from 24 to 60 months. Deciding on the amount you borrow and the length of the loan will depend on your personal circumstances and the amount of disposable income you have each month to meet the repayments. Taking on a loan for any period is a big commitment, so it makes sense to try and secure the most attractive car finance deal you can find before agreeing to go ahead – and that’s where we can help!

We only compare car finance deals

Our sole focus at CarsFinance is on comparing car finance, nothing else, and every day we search across the entire UK market to find the best car finance deals for our customers. Our system is simple to use and as soon as you submit the online form, you can sit back and relax while we get to work. You can expect to have an answer in less than an hour and all being well, you could be ready to go ahead with the purchase of your new vehicle sooner than you believed was possible!

How much will it cost?

You can use our online finance calculator to get an idea of what you can expect to pay based on the amount you borrow ( from £500 up to £50,000). You’ll also have to select your personal credit rating by choosing the one that most accurately reflects your score, from bad through to excellent, as this will have some bearing on your monthly repayments. The finance calculator is only meant to be used as a guide, however, as the actual amount you pay will depend on the offer from the lender. Remember, your credit score is only one indicator taken into account when considering your application. Applying for car finance using our site doesn’t cost you a penny and any quote for credit you do receive from an approved lender is free and you are under no obligation to proceed.

Apply for car finance today

To apply for car finance, you’ll have to provide some standard information about yourself such as how long you’ve lived at your present address, your employment status and your salary. You’ll also have to give details of the type of vehicle you want to buy, how much you want to borrow and how long for. It’s important to be completely honest in answering all the questions as this will ensure the terms and conditions of any loan you are offered, including the annual percentage rate (APR), accurately reflects your situation.

Bad credit? We can still find you a loan

Perhaps your credit score has been rated below average because you’ve missed an instalment on your mortgage, or been late paying a credit card bill. Other factors that can affect your credit rating is if you’ve changed your residential address frequently in recent years, your name doesn’t appear on the electoral register, or you’ve had a county court judgement against your name in the past. Not everyone has a perfect credit history but that doesn’t mean you can’t find a great car finance deal, even if you’ve been refused a loan in the past. We source loans from lenders who assess all applications on their merit and do all they can to say ‘yes’ to design a fair package that will allow you to buy the car you really want.

The benefits of car finance

There are a number of advantages to using car finance to buy a new or used car. These include:

  • You can buy the make and model of car you really want without having to opt for a cheaper vehicle
  • You can arrange repayments for a period that suits your budget, from 24 to 60 months
  • You can afford to drive a car that comes with the latest spec and technology with low running costs
  • You can buy your new or used car from any dealer in the UK, including one local to you
  • You can boost your personal credit score by paying off your loan on time and get an even better loan in future

We’re here to help you find the right deal

Finding great car finance deals for our customers is what we do so if you’ve set your heart on owning a new car, we can help to make it happen. If you’re ready to get started, complete your form today and we’ll search the market for the best possible car finance deal available. If you want some more information, you can check out our FAQs or please request a call back and we’ll get back to you without delay.